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Living in California means enjoying breathtaking landscapes, but it also comes with the reality of wildfire risk. With over four million properties across the state facing moderate to high exposure, preparation is essential for protecting your home and peace of mind.

Wildfires are an unfortunate reality in many parts of California, especially our beautiful Santa Barbara community. With increasing risks, it’s essential to ensure your home is properly protected through insurance. Here’s what you need to know about fire insurance, based on insights from the National Association of REALTORS® (NAR).